PayAgency

  As the iGaming world continues its rapid rise, platforms must be ready to handle more players and more payments each day. But with bigger volume comes bigger risk. Banks and processors often see high-risk industries like gambling as potential trouble, which means too many transactions can lead to sudden declines, frozen accounts, or compliance issues. To grow smoothly, iGaming operators need smarter tools. That includes smart routing, better Merchant ID (MID) distribution, and strong compliance controls. These strategies help increase payment approvals while keeping risk signals low. Why Higher Volume Can Create Payment Problems Payment providers often set strict limits on how many transactions a gambling business can process. If volume jumps too fast or transaction values get unusually high, providers may flag it as suspicious. This is especially common during major sports events, big marketing pushes, or unexpected surges in player activity. Once flags appear, the fallout can b...

  Why EU Card Declines Happen and How PayAgency Solves It For many iGaming operators across the EU, card payment declines continue to be one of the biggest hurdles to revenue and player growth. Even though cards remain a top choice for deposits, decline rates of 10–20% are still common for gambling transactions creating frustration for both players and platforms. To stay competitive in Europe’s strict and fast-evolving iGaming market, it’s important to understand why these declines happen and how modern solutions like PayAgency help fix them. Why EU Card Declines Happen in iGaming 1. iGaming Is Seen as High-Risk Banks often label gambling as a high-risk category because of strict regulations, chargeback potential, and past industry issues. This leads to more blocked or flagged transactions, even when players genuinely want to deposit. 2. Strong Customer Authentication (SCA) Issues Under PSD2 rules, most card payments require extra verification. If authentication screens are...